North Harbor Appraisal | Certified Residential Appraiser

Services

Appraisal services for every assignment type

North Harbor Appraisal serves attorneys, CPAs, lenders, investors, agents, and private clients across the Kitsap Peninsula and surrounding counties. All assignments prepared to USPAP standards — certified appraiser on every file.

Estate & Probate

USPAP-compliant valuations for probate filings, estate tax returns, and heir distribution — prepared to the documentation standards attorneys require.

Date-of-death appraisal for estate tax and probate filings
Retrospective valuation as of any historical effective date
Estate settlement appraisal for equitable distribution among heirs
Pre-listing opinion before property is brought to market

Divorce & Legal

Independent residential valuations for marital dissolution proceedings — written to meet court documentation standards and reduce conflict between parties.

Marital dissolution appraisal for equitable property distribution
Neutral party appraisal acceptable to both parties
Retrospective valuation as of date of marriage or acquisition
Pre-listing opinion before a court-approved sale

Tax & Estate Planning

Appraisals for CPAs and their clients — supporting estate tax returns, step-up-in-basis documentation, trust administration, and prior-year tax matters.

Date-of-death appraisal for Form 706 and step-up-in-basis
Retrospective valuation for prior-year estate matters
Living trust and estate planning appraisals
Property disposition documentation

Investors

Accurate, defensible value opinions for acquisitions, rehab projects, portfolio management, and tax-deferred exchanges — delivered direct, no AMC markup.

Pre-purchase appraisal before acquisition
After-Repair Value (ARV) for rehab and BRRRR projects
Portfolio valuation with package pricing
1031 exchange documentation

For Agents

Real Estate Agents

Valuation support that makes your listings stronger and your negotiations more defensible — from an appraiser with 25 years in this market.

Pre-listing appraisal — support your ask with an independent certified opinion
Low appraisal protection — pre-listing appraisal plus reconsideration-of-value support if the lender's appraiser comes in lower
ANSI measurement and GLA confirmation
Desktop appraisal — fast, data-backed price check before committing to a strategy
Pricing consultation — an appraiser's eye on your listing

Portfolio Lenders & Banks

Direct engagement for community banks and credit unions — no AMC intermediary, full USPAP compliance, and direct appraiser communication on every file.

Portfolio and non-conforming loan appraisals
Construction lending — as-proposed and as-improved value opinions
REO and distressed property valuation
Appraisal review for quality control and regulatory compliance

Brian Kilner

Certified Residential Appraiser

About

The appraiser — not a management layer.

Brian Kilner has been working in residential real estate appraisal since 2002 and earned his Certified Residential Appraiser credential in 2006. Based in Gig Harbor, he has completed thousands of assignments across Kitsap, Pierce, and Mason Counties — from straightforward mortgage appraisals to complex estate, legal, and investment assignments.

North Harbor Appraisal is an independent practice. When you engage North Harbor, you work directly with Brian on every file — not a call center, not a management company routing your order to the nearest available appraiser. Every report carries his license, his analysis, and his signature.

Certified Residential Appraiser, Washington State — since 2006
25+ years of appraisal experience in the Kitsap Peninsula and surrounding area
All assignments prepared in conformity with USPAP
Independent practice — direct appraiser contact on every assignment
Serving Kitsap, Pierce, and Mason Counties

Certified residential appraisals backed by 25 years of local market expertise.